All stories by Rajiv Raj
Tips for grads to build a good credit score
Rediff.com7 Jun 2016Building your credit from scratch during your post-graduation years is a good idea because it gives you the opportunity to build a solid foundation for your credit history. Here's how to go about with it.
Don't mix insurance with investment! Here's why
Rediff.com2 Jun 2016One might wonder what's wrong if one were to get the best of both worlds by buying one product. There are basically two problems... cautions Rajiv Raj
Should you go for higher credit limit?
Rediff.com31 May 2016Read on to understand the pros and cons of higher credit limit
5 tips to make the most of your credit card
Rediff.com30 May 2016Credit cards are not inherently bad. If used responsibly, they can be a saviour in times of need.
How to get a credit card without a job
Rediff.com9 May 2016Here are 5 ways you can get a credit card even if you do not have a job.
7 steps to understand your credit score
Rediff.com3 May 2016Your credit score is more than just a number. Here's how you can read and understand its importance.
5 home loan mistakes you must avoid
Rediff.com24 Apr 2016Here are some of the common mistakes that most home buyers make when it comes to home loans and how to avoid them.
5 simple ways to avoid credit card fraud
Rediff.com19 Apr 2016So how does one protect themselves from misuse of their credit cards? Here are a few helpful suggestions.
What all home loan co-applicants should know
Rediff.com17 Apr 2016Before taking the plunge and being a co-applicant, make sure that you are aware of the rights and responsibilities that come with it!
Why you should buy a home NOW!
Rediff.com29 Mar 2016A fall in home loan rates since last September as well as a few provisions in the Union Budget 2016-17 are working in favour of the home buyers, says Rajiv Raj
How to build a perfect CIBIL score
Rediff.com25 Mar 2016Here's the formula and it is not too difficult to implement.
Resolve to bring up your CIBIL score to 750 this Holi
Rediff.com22 Mar 2016If you have a CIBIL score that is below the satisfactory level of 750, make a resolution this day of spring to enhance your CIBIL score. Here are some ideas that will give your CIBIL score a boost.
A home loan for everyone
Rediff.com20 Mar 2016Lenders have lined up a number of home loan products that can fit every aspirant's annual income.
A home loan for everyone
Rediff.com20 Mar 2016Lenders have lined up a number of home loan products that can fit every aspirant's annual income.
Do you have multiple credit cards? 4 lessons for you
Rediff.com15 Mar 2016If you are the owner of multiple credit cards, here are some dos and don'ts you need to know about credit card management.
Should you prepay your home loan?
Rediff.com14 Mar 2016Just in case you have surplus funds and are thinking about it, here are some pros and cons you must know...
6 ways women can save money for retirement
Rediff.com8 Mar 2016Women are multitasking and management queens. The pointers here can easily be managed by all women along with juggling their current tasks at hand. Superheroes are fictional whereas superwomen are real. They are all around us!
The cheapest emergency loan for you!
Rediff.com4 Mar 2016A top-up loan could come to your rescue in an emergency. Here's why